First Party Insurance Claim Lawyer
- Denied or Delayed Claim? We Can Help
- Over $1 Billion Recovered for Clients
- Available 24/7 to Fight for Your Rights
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No ObligationÂ
- No Fees Unless You Win
- Your information is 100% confidential and only shared with our trusted legal team to evaluate your case.
Types of Property Damage Claims We Handle
At Mokaram Injury Lawyers, our team helps policyholders navigate a wide range of first-party insurance claims — where you’re filing directly with your own insurer. These claims often involve damage caused by storms, hurricanes, flooding, and other covered disasters.
Each type of claim comes with its own challenges, from policy exclusions to underpaid estimates. We understand how insurance companies operate and what it takes to recover the full compensation you’re owed. If your property has been damaged and your claim was denied, delayed, or underpaid, we’re here to help you fight back and get what your policy promises.
Check If You Qualify
No ObligationÂ
- No Fees Unless You Win
- Your information is 100% confidential and only shared with our trusted legal team to evaluate your case.
Insurance Bad Faith
Storm & Hurricane Damage
Wind and Tornado Damage
Hail Damage
Attorney Profiles
Founder, Attorney At Law
Senior Attorney
Attorney At Law
Author, Adjunct Professor
Of Counsel
Of Counsel
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You’re Always in Charge
At Mokaram Injury Lawyers, we offer guidance, support, and legal strategy — but the final decision is always yours. If an insurance company gives you a low offer, we’ll give our honest recommendation on whether to negotiate or continue the fight.
However, you have the power to decide how to move forward. If you prefer to settle, even if we believe you could get more, we’ll respect your choice and support you. Our role is to present all offers, advise you clearly, and help you respond — while ensuring you stay in control every step of the way.
Years of Experience. Millions Recovered.
Our firm is built on decades of experience helping clients with first-party property damage claims. We work exclusively in this field and have assisted countless homeowners, renters, and businesses with unfair insurance denials and underpayments.
We know how insurers operate and use that knowledge to fight for the results our clients deserve. With a proven track record of success and millions recovered, we’re committed to protecting policyholders and making sure they are treated fairly.
Your Property Damage Lawyer
When storms, hurricanes, fires, floods, or hail leave your property damaged, your insurance company should be there to help — not make things harder. If your insurer delays, denies, or underpays your valid claim, Mokaram Injury Lawyers steps in.
We take over your case as your dedicated property damage attorney, managing every detail from start to finish. Our legal team, alongside trusted co-counsel and partners, has handled tens of thousands of property insurance claims and challenged every major insurance carrier across the country.
With over 15 years of experience and billions recovered, we know exactly how to fight back. When insurance companies refuse to do the right thing, we hold them accountable — and we don’t stop until you get the payout you deserve.
Established
Mokaram Injury Lawyers has the resources and reach to handle litigation across the U.S.
Reliable
Our team is available 24/7 to answer your questions and take swift action on your claim.
Proven
We’ve represented clients in over $1 billion worth of property damage claims — and delivered real results.
The Mokaram Difference
Fast Action on Your Claim
Our property damage attorneys act quickly. Within 24 hours of reviewing your details, we assess your insurance policy, damage evidence, and the best strategy to fight for the payout you’re owed.
Top Experts — At No Cost to You Upfront
We hire trusted third-party experts, including engineers and damage specialists, to evaluate your property. These professionals help maximize your claim — and you don’t pay unless we win.
Focused on Results
We fight aggressively for your rightful payout. Whether your case settles through negotiation or goes to trial, our only goal is recovering the full value you’re entitled to.
Why You May Need a Property Damage Lawyer
Dealing with property damage is stressful. When your insurance company delays or underpays a valid claim, it becomes even worse. Many insurers offer lowball settlements or deny claims entirely — putting financial pressure on property owners.
That’s where we step in.
When repairs are costly and insurers drag out the process, a property damage attorney from Mokaram Injury Lawyers can make a critical difference. We ensure your rights are protected, handle all communication with the insurer, and push to resolve your claim quickly and fairly.
Common Types of Property Damage We
Handle
Storm & Natural Disaster Damage
We handle insurance claims for hurricanes, tornadoes, hail, windstorms, and floods — events that often lead to serious structural damage. These claims can be complex, but our attorneys know how to navigate them.
Fire & Smoke Damage
Fire claims are among the most disputed, with insurers often blaming homeowners. With average losses nearing $80,000, experienced legal support is essential to hold insurers accountable.
Our Legal Strategy
Complete Case Review
Our property damage attorneys act quickly. Within 24 hours of reviewing your details, we assess your insurance policy, damage evidence, and the best strategy to fight for the payout you’re owed.
We Send Expert Evaluators
We hire independent experts licensed in your state to inspect the property, calculate losses, and produce court-ready reports. These evaluations form the backbone of your claim.
Mediation, Arbitration, or Lawsuit
If the insurer won’t pay, we move fast. Most cases settle in mediation. If they don’t, we’re fully prepared to go to arbitration or litigation — with every requirement already handled.
Filing a Lawsuit If Needed
When Litigation Is Necessary
Some insurers only respond when a lawsuit is filed. We know which carriers require legal pressure and are prepared to act accordingly.
Pre-Lawsuit Requirements
Before filing, we ensure all required demand letters or notices are sent — this varies by state but is essential to avoid delays.
Discovery & Depositions
If your case proceeds to court, both sides exchange documents and conduct depositions. We guide you through the entire process, gathering every piece of evidence needed to win.
Claim Payouts
Once your case is successful, insurance companies typically pay within 30 days. You'll sign a release confirming resolution of your claim.
What Our Attorneys Do for You
- Handle all communication with insurers
- Document damage and losses
- Negotiate for maximum compensation
- File lawsuits and represent you in court if needed
- Keep you informed every step of the way
Understanding Your Coverage
Dwelling & Structural Protection
Covers damage to your home’s structure — roof, walls, foundation, and attached structures — including from storms, hail, and wind.
Personal Property Coverage
Protects items inside your home like furniture, electronics, and appliances. Some high-value items may need extra coverage.
Liability Coverage
Covers injury claims made by others who are hurt on your property. Doesn’t cover intentional acts.
Common Exclusions
Most standard policies exclude flood, earthquake, and pest damage. Understanding your exclusions can help you prepare.
Common Reasons for Claim Denials
- Missed deadlines
- Late premium payments
- Policy exclusions
- Lack of documentation
- Prior damage
- Inconsistent statements
Frequently Asked Questions
A claim filed with your own insurance company for damage to your property.
You may still be eligible for compensation with legal help.
It varies by state and policy. Act quickly to preserve your rights.
When insurers delay, deny, or underpay without a valid reason.
Yes — we can challenge underpaid claims.
You pay nothing unless we recover compensation.
Timelines vary, but most cases settle in months, not years.
Take photos, document everything, and contact our team for a free case review.